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Our appeal dedicated to Nainika Tikoo

This blog article is dedicated to Nainika Tikoo who sadly passed away on 25 May 2017 as a result of anaphylaxis owing to an allergic reaction to blackberries. We have noticed a number of wedding and event caterers who regularly fail to comply with their legal food labelling obligations. We hope the below provides some guidance. If you are an events caterer, wedding planner or couple, we are offering free food labelling consultations and best practice advice to ensure your next event is compliant with the relevant legislation. All we ask is that a donation is made to the allergy awareness campaign set up by Nainika’s parents (Lakshmi Kaul and Vinod Tikoo) (www.justgiving.com/crowdfunding/nainika)

Facing the facts

It is shocking to see how many caterers at weddings and events, fail in their legal duty in providing information about allergenic ingredients in the food that they serve to guests. This has the potential to cause serious harm. We have put together some tips to assist caterers with their obligations.

In the UK, it is estimated that 1-2% of adults and 5-8% of children have a food allergy. This equates to around 2 million people living in the UK with a food allergy. This figure does not include the number of people who have food intolerances, which would in turn substantially increase the number of people who are impacted if they have a food allergy or intolerance.

About an allergic reaction?

An allergic reaction can be produced by a tiny amount of food ingredient that a person is sensitive to. Symptoms of an allergic reaction can range from mild symptoms such as rashes to more severe symptoms such as vomiting, diarrhoea and on occasions anaphylaxis. Around ten people in the UK die from allergic reactions to food every year.

What can be done?

There is no cure for food allergy, therefore the only way to manage the condition is to avoid the food that makes the person ill. When you are attending events (including weddings) it is important that caterers provide clear and accurate information about allergenic ingredients in their products. Food Information Regulations 2014 introduces new rules for food businesses relating to the labelling and provision of allergen information.

What ingredients must a caterer declare to consumers?

The following ingredients must be declared to a consumer if they are added to food (the most common ones are in bold):

  1. Cereals containing gluten namely wheat (such as spelt and Khorasan wheat), rye, barley, oats and their hybridised strains and product thereof, except:
    1. Wheat based glucose syrups including dextrose
    2. Wheat based maltodextrins
    3. Glucose syrups on barley
    4. Cereals used for making alcoholic distillates including ethyl alcohol of agricultural origin.
  2. Crustaceans and products thereof (for example prawns, lobster, crabs and crayfish).
  3. Egg and products thereof.
  4. Fish and products thereof, except;
    1. Fish gelatine used as carrier for vitamin or carotenoid preparations.
    2. Fish gelatine or Isinglass used as a fining agent in beer and wine.
  5. Peanuts and products thereof.
  6. Soybeans and products thereof, except;
    1. Fully refined soybean oil and fat
    2. Natural mixed tocopherols (E306), natural D-alpha tocopherols, natural D-alpha tocopherol acetate and natural D –alpha tocopherol succinate from soybean sources
    3. Vegetable oils derived phytosterols and phytosterol esters from soybean sources
    4. Plant stanol ester produced from oil sterols from soybean sources
  7. Milk and products thereof (including lactose) except:
    1. Whey used for making alcoholic distillates including ethyl alcohol of agricultural origin.
    2. Lactitol
  8. Nuts (namely almond, hazelnut, walnut, cashew, pecan nut, Brazil nut, pistachio nut and Macadamia nut (Queensland nut) and products thereof except for nuts used for making alcoholic distillates including ethyl alcohol of agricultural origin.
  9. Celery and products thereof.
  10. Mustard and products thereof.
  11. Sesame seeds and products thereof.
  12. Sulpher dioxide and/or sulphites at concentrations of more than 10mg/kg or 10mgL (litre) in terms of the total SO2, which are to be calculated for products as proposed ready for consumption or as reconstituted according to the instructions of the manufacturers.
  13. Lupin and products thereof.
  14. Molluscs and products thereof (for example mussels, clams, oysters, scallops, snails and squid).

Tips for caterers to avoid breaking the law with regards to food labelling

  1. Businesses should review ingredients information for foods provided by them and ensure that their suppliers provide them with the necessary information to meet their obligations.
  2. Every caterer has a responsibility for ensuring that allergen information they provide is accurate.
  3. Should you not make reference to allergenic ingredients within a menu, it must be clear to a consumer where such information can be found. In such situations, there must be a statement that can be found on food menus or food labels. All mandatory allergen information on menus or signpost statements should be easily accessible and visible, and clearly legible to the final consumer regardless of whether they have a food allergy or not.
  4. Where food is provided through a buffet format, the allergen information should be provided for each food item separately.
  5. Some catering businesses may find it difficult to ensure written menus are kept up-to-date and displaying accurate information regarding allergenic ingredients used in products. Caterers do have the flexibility to provide such information orally. In such cases, consumers must be able to obtain information from members of the catering staff. If a catering business operates this approach they will need to ensure that there is a written notice, menu or label that is clearly visible, at the point that the consumer chooses their food, to indicate information is available from a member of staff.
  6. Caterers are recommended to have a system in place to ensure that when allergen information is provided orally to consumers, it is support by that information being available to staff and others in a recorded form (in writing for example) to provide consistency, accuracy and verifiable safety procedures.

The sanctions against Caterers for failing to comply?

Wedding and event caterers who do not comply with the above, risk committing a criminal offence. If found guilty, the fine can be of an unlimited amount.

For more information: contact info@theweddinglawyer.co.uk

 

Reference – https://www.food.gov.uk/sites/default/files/food-allergen-labelling-technical-guidance.pdf

 

 

You don’t need to be a millionaire to have a wedding like Pippa Middleton and James Mathews. It was dubbed the “society event of the year” with Royalty, A-List Celebrities and some of the wealthiest elite being invited to the wedding of Pippa Middleton to her long-term partner, James Mathews.

Despite the world media spectating, the couple ensured that practicality dominated every aspect of their big day to ensure it went as smoothly as possible. You do not need to be a millionaire to have a well organised wedding, so what tips can we learn from the wedding of the year.

  1. Proximity is Power – Pippa and James decided to marry at the 12th Century church of St Mark’s that was only about a 15-minute drive from their reception venue (Pippa’s home). When there is a logistical exercise involved in transferring guests from the ceremony to the reception venue, keeping the day’s proceedings as geographically close as possible will assist in ensuring everything goes according to the set timetable. Even if there is a delay incurred, the close proximity of events will assist in making up any lost time.
  2. Who said Christmas Cards were just for sending Christmas wishes –Despite the abundance of disposable income the high profile newly weds have, this didn’t stop them in taking practical steps in sending “save the dates” out to their guests. You guessed it! The couple used a practical approach and combined their Christmas cards with save the date notification to invitees.
  3. Taking Charge – Butlers, personal assistants and wedding planners were all at the disposal of the newly weds. However, Pippa insisted on taking the lead in organising her big day. The fact is, no one will be as passionate and enthusiastic about the smooth running of your big day more than you. So take charge! Sources close to Pippa mentioned that the bride took full control over the planning of her big day and had everything thoroughly organised weeks before the big day.
  4. Home sweet home – More and more couples are opting to host a wedding event at home to save cost and to create a more intimate wedding day experience. Pippa was no different. Following the church ceremony, guests were invited to a marquee event in the Middleton’s garden. Marquees do not have to be as elaborate as the one erected for the wedding of the year, however, marquees can be a cost effective and pleasant way to celebrate your nuptials. Further, quite often marquee companies can offer bespoke interior designs to match your exact requirements.
  5. Personalised touches make all the difference – Weddings become just that much more special and meaningful if you can add your very own personal touch to the celebrations. Pippa’s wedding banquet menu included her own lamb recipes from her cook book. Indeed, you may not be a budding cook, but personalising an aspect of your big day can truly add a touch of class to the whole day.

Photo credit: Rex Features

According to price Comparison website Money Supermarket, did you know over 50,000 couples have applied for loans to fund their wedding day costs so far this year. Of this number, one in ten couples have requested to borrow more than £20,000. It has also been reported that there has been a 53% increase in £30,000 plus wedding loan applications compared to last year. Since January 2017 to March 2017, collectively British Couples have asked for approximately £460 million to fund their wedding day.

Our tips before taking out a wedding loan:

  1. Look for the best deal

When it comes to taking out a loan ensure you check what the Annual Percentage Rate (APR) is. Essentially, the APR informs you of the true cost of the loan taking into account interest payable, any other charges and when payments fall due. When checking which wedding loan to take out, be sure to compare APRs.

  1. Early Repayment Charges

Do not forget that it is possible to pay off your wedding loan early. Often this is desirable to couples particularly if they wish to be debt free or where paying off a loan may impact their ability to borrow further (for example, to purchase a house). Many loan providers will charge an early repayment fee if you wish to pay off your debts early. If you think there maybe a possibility that you can pay off your loan early, try and search for a wedding loan deal that comes without any early repayment fees.

  1. Check your credit rating

Wedding loan lenders are only required to offer their advertised ‘typical’ APR to two-thirds of applicants. If your credit rating is not in good shape, you maybe offered a more expensive deal than the low rate loan you originally applied for.

  1. Secured v Unsecured loans: know the risks

Secured loans are cheaper than unsecured loans but run the risk that your lender will be able to take a charge on your property. This means that if you are unable to keep up with your repayments, you risk losing your home. Secured loans generally are only offered to homeowners who have sufficient equity in their property. So do not sign up for a loan unless you are 100% sure that you will be able to meet your repayments.

  1. Check the small print

Never sign a document without checking the small print. Should you need any assistance in understanding the meaning of your loan agreement, always consider obtaining legal advice.

For any further information, contact info@theweddinglawyer.co.uk

 With the United Kingdom heading towards a mini heat wave, the wedding season is on the verge of kicking off. The Wedding Lawyer has interviewed, Parita Patel who has recently been awarded “best wedding planner of the year” about some of the common mistakes couples make when planning a wedding which has the potential to ruin your big day.

Restricted to using preferred caterers

An increasing number of wedding venues are insistent that you use their preferred and approved caterers. Parita states that venues do not always make it clear from the outset that you must use one of their preferred caterers and often couples are not informed about this until it is too late and they have already contracted with the venue. Being restricted to using preferred suppliers could be problematic as they can be costly and less flexible to meet your requirements. If you must use a preferred caterer, it maybe a good idea to negotiate your catering and venue contract simultaneously before entering into a contract with either supplier.

Curfews Catch outs

From Parita’s experience, many couples fail to acknowledge the curfews that are often in place at a venue. There maybe curfews in relation to when music must come to an end or in relation to delivering and picking up supplier equipment. It is essential that both sound and delivery curfews are carefully checked and provision is made for the wedding to finish at a reasonable time to allow for the suppliers to clear up.  It is a common occurrence for suppliers to be unable to load their equipment following a wedding or reception due to a curfew and therefore, charged an additional fee for a next day collection.

Parking Practicalities

If your wedding is taking place within a busy City Centre, parking costs for suppliers can sometimes be extortionate. However, where parking is not readily available at a reasonable cost, you may wish to consider approaching the local authority to obtain a low cost parking permit. Some local authorities categorise weddings as “special events” and on this basis are willing to issue parking permits for suppliers. This will allow your supplier to park on a yellow line when loading and unloading which is often more convenient and inexpensive compared to using designated City Centre car parks.

 Using public spaces without obtaining local authority permission

Whether you decide to have an elaborate roadside wedding procession, use a photographic drone, host a pre or post wedding photo shoot in a public area or decide to park your wedding transportation on a road with parking restrictions, it maybe prudent to check with the relevant local authority to ensure there are no specific restrictions to your activities. Local authority representatives tend to be rather helpful if they know you are celebrating an important event and will provide you with relevant guidance. From experience, Parita also states that some Central London venues will ask that you obtain local authority permission if you decide to play loud music in public spaces (including on the doorstep of a Central London hotel). You can find details for your relevant local authority by visiting https://www.gov.uk/find-local-council

Planning a party at home?

With couples trying to save on wedding costs, it is becoming increasingly common to host a wedding event at home. If you are planning on hosting a wedding house party or pre-event, our recommendation is that you inform your local authority, particularly if there is likely to be loud music. Local authorities can send enforcement officers to houses where loud music continues persistently after 11pm. In extreme circumstances, enforcement officers can confiscate music equipment in a bid to bring the party to an end. Therefore, it is always a good idea to cooperate with your local authority. Another tip is to write a kind note to your neighbours informing them of the fact that there is a wedding party going on and manage their expectations as to when the party will be starting and finishing. Some couples even go as far as inviting their neighbours to their wedding event or a “pre-drink for neighbours” event to keep them sweet and to minimise the chances of a complaint being made.

Parita Patel was named “Best Wedding Planner of the Year” earlier this year. For more information about having Parita as your wedding planner, contact info@rishtaaevents.co.uk or visit www.rishtaaweddingsandevents.co.uk

For any further assistance in relation to this article contact: info@theweddinglawyer.co.uk